The Most Common and Costliest Workplace Injury Claims 2025
The Californer/10312210

LOS ANGELES - Californer -- Workers comp is required by law if you have one or more employees, but there are other coverages that may protect your business as well. The average workers compensation claim costs $44,179 but not everything is covered by this coverage, which only protects employees. Let's look at the most common injuries that occur in a commercial setting to see how much it'll cost your business without workers compensation.

FOR LIST OF INJURIES AND COSTS VISIT LINK AT END

Workplace Injuries FAQs
Is violence in the workplace covered by workers compensation?
Not only do the state laws surrounding workplace violence differ, but there are certain conditions that must be met in order for workplace violence to be covered by workers compensation. In many cases injuries sustained due to workplace violence are covered.

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What other types of business insurance are required by law?
Workers compensation is the only type of commercial insurance a business is required to have, but cyber, general liability or even a business owners policy (BOP), which combines the most important ones, is important to have in place for all businesses.

Are injuries sustained during work breaks covered by workers compensation?
Accidents during breaks which lead to injuries may be covered by workers compensation, especially if the event happens on the job site. For example, a burn from touching the coffee pot or a trip and fall injury sustained during lunch would be covered.

Full article with costs: https://smartfinancial.com/common-workplace-injuries