Trending...
- The 2025 ESPY Awards After Party- Presented by Poppi & High Noon
- General Auction Company Announces August 8th Auction- Now Accepting Consignments
- $53 Million Company Valuation Investment with Majority Acquisition Option, Plus New Stock CUSIP Supporting Brand Transition of Fan Engagement Company
LOS ANGELES - Californer -- An educational primer describing short-term care insurance and 2022 pricing examples has been released by the American Association for Long-Term Care Insurance.
"Short-term care insurance is one of the best kept secrets for men and women who have issues when it comes to long-term care insurance planning," states Jesse Slome, director of the American Association for Long-Term Care Insurance. "It is the ideal option for those who cannot health qualify, or those who are too old or who merely want a lower-cost option."
Short-term care insurance policies are available in many states. This special form of protection can provide similar benefits to traditional long-term care insurance. While traditional long-term care insurance companies generally stop accepting applications after age 75, short-term care policies may be purchased up to age 85.
More on The Californer
"Polices can pay for care at home as well as in skilled settings such as nursing homes," Slome explains. "There are some significant differences and even some advantages that make this an option worth considering."
The long-term care insurance expert notes that short-term care insurance policies are generally simpler to health-qualify for. "There are plans with just a few health-related questions," Slome adds. "Many older men and women have some existing health issues that make them ineligible for traditional long-term care insurance. Short-term care coverage may be just what the doctor ordered."
Short-term care insurance policies generally charge women the same premium as men according to Slome. "That can be a significant advantage especially for older women on their own," he notes. Traditional LTC insurance policies generally charge women around 30-to-40 percent more than men.
More on The Californer
The Association's 1-Minute Primer provides an overview of the benefits of these policies. A map showing states where the policies are available is included. Pricing examples for both men and women ages 65 and 75 are shown.
The American Association for Long-Term Care Insurance (AALTCI) advocates for the importance of planning and supports insurance professionals who market both traditional and hybrid LTC solutions.
To access the short-term care insurance information, visit the organization's website at https://www.aaltci.org/short-term-care-insurance/. To obtain short-term care insurance costs from a specialist in both short-term and long-term care insurance call the organization at 818-597-3227 or visit their website https://www.aaltci.org.
"Short-term care insurance is one of the best kept secrets for men and women who have issues when it comes to long-term care insurance planning," states Jesse Slome, director of the American Association for Long-Term Care Insurance. "It is the ideal option for those who cannot health qualify, or those who are too old or who merely want a lower-cost option."
Short-term care insurance policies are available in many states. This special form of protection can provide similar benefits to traditional long-term care insurance. While traditional long-term care insurance companies generally stop accepting applications after age 75, short-term care policies may be purchased up to age 85.
More on The Californer
- Laube Titanium to Attend MADE Bike Show in Portland, Oregon
- A Century of Compassion: Butte Humane Society Hosts 114th Anniversary Gilded Garden Gala
- United Set to Hire More Special Olympics Athletes As Customer Service Ambassadors
- Exelon Leader Tamla Olivier Named 2025 Technologist of the Year by Waves of Change STEM Conference
- KIDZ BOP RELEASES BRAND NEW ALBUM 'KIDZ BOP 51' FEATURING HITS "APT" & "PINK PONY CLUB"
"Polices can pay for care at home as well as in skilled settings such as nursing homes," Slome explains. "There are some significant differences and even some advantages that make this an option worth considering."
The long-term care insurance expert notes that short-term care insurance policies are generally simpler to health-qualify for. "There are plans with just a few health-related questions," Slome adds. "Many older men and women have some existing health issues that make them ineligible for traditional long-term care insurance. Short-term care coverage may be just what the doctor ordered."
Short-term care insurance policies generally charge women the same premium as men according to Slome. "That can be a significant advantage especially for older women on their own," he notes. Traditional LTC insurance policies generally charge women around 30-to-40 percent more than men.
More on The Californer
- Be Part of the World's Largest Art Biennale | Moons, Castles, Trees | Copenhagen Chronotopes
- California sends more search and rescue crews to Texas
- YourEggs Is Leading the Way in Providing Access to the Best Asian Egg Donors to Families Worldwide
- California: Governor Newsom and Acting Governor Kounalakis honor fallen CDCR Parole Agent
- California sues to stop Trump's politically motivated attack on high-speed rail
The Association's 1-Minute Primer provides an overview of the benefits of these policies. A map showing states where the policies are available is included. Pricing examples for both men and women ages 65 and 75 are shown.
The American Association for Long-Term Care Insurance (AALTCI) advocates for the importance of planning and supports insurance professionals who market both traditional and hybrid LTC solutions.
To access the short-term care insurance information, visit the organization's website at https://www.aaltci.org/short-term-care-insurance/. To obtain short-term care insurance costs from a specialist in both short-term and long-term care insurance call the organization at 818-597-3227 or visit their website https://www.aaltci.org.
Source: AALTCI
0 Comments
Latest on The Californer
- WonderDays Launches the UK's First AI Experience Gift Finder – Gifting Just Got So Much Easier!
- CelluHeal™ Launches Full Line of Advanced Wound Dressings for Online Purchase in the USA, Canada, and Beyond
- California: Governor Newsom responds to Trump's latest gift to China: Defunding America's only high-speed rail
- California: Governor Newsom announces appointments 7.16.25
- California: Governor Newsom calls on Trump to end Los Angeles militarization, shares community resources
- City of Long Beach to Host Compost and Recycling Ambassador Program
- AMAZON DRIVERS IN CITY OF INDUSTRY JOIN THE TEAMSTERS
- Silva Construction Details Common Home Renovation Mistakes and How to Avoid Them
- Governor Newsom invites LA Fire survivors to continue shaping rebuilding efforts through Engaged California
- DOGUE Magazine and CoverDogs Announce Series A to Redefine Modern Pet Culture
- Voices for Humanity Treks High into the Himalayas to Deliver the Way to Happiness with Meena Sharma
- Nonprofit innovator named Mensa Executive Director
- Following Trump cut to LGBTQ youth suicide hotline, California steps up to fill the gap
- Yasmine Roulleau named Managing Director in Vancouver, Canada
- Chasing Elizabeth Taylor — The Dazzling True Story Behind the Queen of Diamonds Now Available in Limited-Edition Hardcover
- Swim Up Hill Animation Premieres Pilot Episode of "The Adventure of Swim Up Hill"
- LOS ANGELES TEAMSTERS AT METRO TRANSIT RATIFY FIRST CONTRACT
- Calmwater Capital Funds $22.8 Million Loan to Refinance Retail Complex in Park City
- From Barrio to Transgender Pioneer: Chapter 14 Personal Injustices Faced by the Protagonist
- Blacksmith InfoSec and Liongard Launch Strategic Integration to Simplify MSP Compliance Audits