GoodLoan.io provides update on current mortgage interest rates
The Californer/10193649

SCOTTSDALE, Ariz. - Californer -- GoodLoan.io a premier mortgage solution has released the following updates regarding Mortgage Interest Rates:

30-Year Fixed Mortgage Rates

The average rate fell on a 30-year fixed mortgage, slipping to 5.44% from 5.47% yesterday. The 52-week high is 5.64%. Currently at GoodLoan.io we are able to offer rates below the current average.

The 30-year fixed mortgage APR is 5.45%. At this time last week, it was 5.50%. Here's why APR is important.

According to the GoodLoan.io  mortgage calculator, homebuyers with a 30-year fixed-rate mortgage of $100,000 will pay $564 per month in principal and interest (taxes and fees not included) at today's interest rate of 5.44%. In total interest, you'd pay $103,051 over the life of the loan.

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15-Year Fixed Mortgage Rates

Today, the 15-year fixed mortgage rate sits at 4.77%. Last week, it was 4.84%. Today's rate is higher than the 52-week low of 2.28%.

On a 15-year fixed, the APR is 4.75%. Last week it was 4.88%.

Jumbo Mortgage Rates

On a 30-year jumbo, the average interest rate is 5.33%, lower than it was at this time last week. The average rate was 5.36% at this time last week. The 30-year fixed rate on a jumbo mortgage is currently higher than the 52-week low of 3.03%.

5/1 ARM Rates

On a 5/1ARM, the average rate rose to 3.92% from 3.87% yesterday. The average rate was 3.85% last week. Today's rate is currently the 52-week high.

Calculating Mortgage Payments

If you can't or don't want to pay cash, a good partner like GoodLoan.io and mortgages will be part of your home buying process. It's important to figure out what you'll likely pay each month to see if it fits into your budget.

Using our mortgage calculator can help you estimate your monthly mortgage payment based on your interest rate, purchase price, down payment and other expenses.

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Gather these data points to calculate your monthly mortgage payment:

• Interest rate
• Down payment amount
• Home price
• Loan term
• Taxes
• Insurance
• HOA fees

What you can afford depends on a number of factors, including your income, debt, debt-to-income ratio, down payment and credit score.

The type of loan you choose can also affect how much house you can afford. When shopping for a loan, think about whether a conventional mortgage, FHA loan, VA loan or USDA loan is best for your particular situation.

For more information or to apply online visit GoodLoan.io