The Californer - Mercury Insurance Shares Essential Tips for Preparing Your Home for Fall

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LOS ANGELES, Nov. 13, 2024 ~ As the leaves begin to change and the temperature starts to drop, homeowners may find themselves busy with seasonal tasks such as raking leaves and storing away summer furniture. However, amidst all the fall festivities, it's important not to overlook the necessary steps to prepare your home for the cooler months ahead. Mercury Insurance (NYSE: MCY) has compiled a list of essential home maintenance tips to help homeowners safeguard their property and enjoy a worry-free autumn.

According to Bonnie Lee, Vice President of Property Claims for Mercury Insurance, preparing your home for fall goes beyond simple maintenance. "It's about taking preventive measures to protect your property from the elements and unforeseen hazards," she explains. "Understanding your coverage and addressing potential issues now can save you from costly repairs and provide peace of mind throughout the season."

One crucial task on the list is inspecting and cleaning gutters. Clearing out leaves, twigs, and debris from gutters and downspouts can prevent water damage and roof leaks. It's also important to ensure that water is draining away from the home's foundation to avoid any structural issues.

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Another important step is checking heating systems before temperatures drop. It's recommended to have a professional service your furnace, boiler, or heating system. Replacing air filters and ensuring vents are clean can improve efficiency and air quality.

Sealing windows and doors is also essential in preparing for fall. Homeowners should check for drafts around these areas and use caulking or weather stripping to seal any gaps. This not only improves energy efficiency but also keeps out moisture and pests.

Trimming trees near the home and clearing yard debris are also crucial tasks during this time of year. Overhanging branches or fallen leaves can pose a risk during windy conditions. By trimming back trees near the house and removing fallen leaves from the yard, homeowners can reduce fire hazards and potential damage.

Outdoor areas should also be prepared for fall weather by bringing in or covering outdoor furniture, grills, and other equipment. It's also important to shut off outdoor faucets and drain hoses to prevent freezing and bursting.

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As families spend more time indoors during the fall season, it's crucial to ensure that smoke and carbon monoxide detectors are working properly. Homeowners should replace batteries and test all alarms to ensure they are in good working order.

Fall is also an excellent time to inspect the roof for any loose or missing materials. Addressing small issues now can prevent more significant problems, such as leaks or water damage, as the weather worsens.

"Taking these steps now will help homeowners avoid unexpected expenses and ensure their homes are well protected during the fall season," says Lee. She also advises homeowners to review their insurance policy during this time and make sure it reflects any recent changes or improvements to their property.

Mercury Insurance, headquartered in Los Angeles, provides auto, homeowners, and business insurance through nearly 4,100 employees and a network of more than 6,500 independent agents in 11 states. By following these home maintenance tips, homeowners can enjoy a worry-free autumn while protecting their property from potential risks associated with the season.

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