14 Bills With Big Discounts for Paying in Full
The Californer/10315271

LOS ANGELES - Californer -- Here are 5. Go to link at end for the full article and all 14 ways to save money.

1. Auto Insurance
Most car insurance policies renew every six months, and people either pay monthly or in varying installments. Many insurers offer a pay-in-full discount if you pay for 6 or 12 months of coverage upfront. Not only will you avoid installment fees but there is also a 6–14% discount. [1]

2. Health Insurance;
If you have group health insurance, you're locked into having premiums deducted from your paycheck, but if you have a private plan, you may have options. Paying upfront for the year may help you avoid administrative or monthly processing fees, depending on the insurer.

3. Tuition or School Fees
School tuition and fees can be some of the heaviest bills you'll ever owe. Some private schools, colleges and universities offer a discount for paying the semester or year upfront. Paying in full also helps to avoid finance charges on balances.

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4. Gym Memberships
Unless there's a special, like $10 a month for a year, paying the annual gym membership in full may be significantly cheaper than paying monthly. A gym may also waive registration fees or offer a couple of free months if you pay upfront. Yoga unlimited memberships are much cheaper than individual classes and class packages, too, if you're a regular.

5. Subscriptions
Whether it's a streaming service or software that you need on your computer, an annual plan with Netflix, XBox, Spotify, Apple TV or Music, Adobe, or Microsoft will be cheaper than a monthly one. If you have magazine subscriptions or subscription boxes, meal kits (for you and your pet) or any type of regular service, see how much you'll save paying annually instead of monthly.

https://smartfinancial.com/pay-in-full-discounts