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If you range in age from 44 to 59 years old, your car insurance should be lower than ever but your rate increased like everyone else's. Home insurance too. Here's how to turn that around.
NEWPORT BEACH, Calif. - Californer -- Health Insurance
Only 19% of Gen Xers are not insured and if you're one of them, it is time to buy a policy. Medical bankruptcy may result if you are injured or suddenly fall ill and have no health insurance coverage.
(for more on this see link to full article at end)
Car Insurance
Gen X ranks number one for purchasing newer cars which are leased or financed. Lenders require full coverage car insurance, which includes state minimum requirements as well as comprehensive and collision coverage. Consider buying gap coverage too, in case you have a total loss with the car and are left owing a balance after a car insurance claim payout.
More on The Californer
Home Insurance
More than half of Gen X own their own homes and homeowners insurance is required with a mortgage. If you're not aware that you're insured, contact your lender and find out who the carrier is on the property and what you're paying each month. It probably went into escrow.
Chances are that you're paying too much for homeowners coverage.
See more about home insurance, commercial insurance and even life insurance by visiting https://smartfinancial.com/gen-x-insurance-guide
Only 19% of Gen Xers are not insured and if you're one of them, it is time to buy a policy. Medical bankruptcy may result if you are injured or suddenly fall ill and have no health insurance coverage.
(for more on this see link to full article at end)
Car Insurance
Gen X ranks number one for purchasing newer cars which are leased or financed. Lenders require full coverage car insurance, which includes state minimum requirements as well as comprehensive and collision coverage. Consider buying gap coverage too, in case you have a total loss with the car and are left owing a balance after a car insurance claim payout.
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Home Insurance
More than half of Gen X own their own homes and homeowners insurance is required with a mortgage. If you're not aware that you're insured, contact your lender and find out who the carrier is on the property and what you're paying each month. It probably went into escrow.
Chances are that you're paying too much for homeowners coverage.
See more about home insurance, commercial insurance and even life insurance by visiting https://smartfinancial.com/gen-x-insurance-guide
Source: SmartFinancial
Filed Under: Consumer
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