The Californer - Black Professional with 30 Years in Real Estate and Mortgage Industries launches Credit Management A

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Over 80% of Americans have less than perfect credit, and the TGS is The Good Steward App is looking to empower consumers and be a part of their home buying journey.

EASTVALE, Calif. - Californer -- Timothy Griggs was inspired to create a Credit Card App to empower and educate the masses on how to manage their finances so that they can purchase a house. 30 years is a long time to observe an industry, and Timothy Griggs has done just that and created a mobile app to help people buy their own home. Over 80% of Americans have less than perfect credit and do not understand how to manage and improve their credit. This credit card app monitors existing credit card accounts while also giving its user a way to donate to nonprofits to help reduce their tax liability and help others.

When Timothy Griggs was observing challenges experienced during the home purchase process, he saw that many people disqualified themselves with bad timing with their purchases. In addition he observed that people just did not understand when was the best time to purchase and on which card. This credit card app aims to educate and reduce these credit errors. When asked about his inspiration for the creation of this app Timothy Griggs says, "It is heavy on my heart and goes deep in my Spirit to create a resource in helping us all in becoming better managers of our finances and of our lives. The Good Steward app is a tool to help us access much needed information about our financial condition, right at our fingertips".

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This Credit Card Management app, when used properly and strategically, will help to reduce the amount of failure for purchasing a home. This app is really helpful considering how volatile the economy is, planning your outlays and managing your credit is just the right thing to do. To get the best value out of the app it is best to connect your bank accounts for daily monitoring and every user will be able to monitor their credit score in real time, monitor your balances, make donations , and keep your information secure.

You can download this app on both android and iPhones by visiting: TGSisTheGoodSteward.com.