Car Insurance in 2025: See What You Should Expect
The Californer/10299518

LOS ANGELES - Californer -- Car insurance rates increased by about 24% in 2023, and the cost of an average auto insurance policy rose by 22% in 2024. The average 2024 car insurance rate was $2,165 for full coverage and $596 for minimum coverage.

In 2025, residents of some states, like California, are seeing their cost of coverage rise by 54% or more upon renewal. Minnesota and Missouri will see an increase of 61% and 55%, respectively.

Some say that in most states, 2025 car insurance prices on average may go up as much as 10%, while others predict that rates will drop as we go deeper into 2025.Overall, premiums have been up 15% for two years, so only time will tell.

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The severity of storms, cyber attacks, the increased cost of parts and labor and litigation costs drove up prices. In 2025, insurers will still be recouping losses from these and other types of events, which continue to push prices upwards.

Here is everything you need to know about increases in 2025 car insurance rates and what's driving up car insurance prices at renewal. Also, check out our tips on how to drive down your monthly cost in premiums.

full article https://smartfinancial.com/state-of-car-insurance