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LOS ANGELES - Californer -- Link to Full Article and Penalty Chart at end
Medicare Part A, Part B and Part D are subject to permanent penalties if you're not careful about enrolling during the initial 7-month window of time around your 65th birthday. However, if you have a health insurance policy through work or as a self-employed individual, you are exempt from the penalties. Keep in mind that otherwise, if you get a late enrollment penalty, it sticks with you for life, even when you switch to Medicare Advantage (Part C). Below, you'll find the three parts of Medicare that are often affected by penalties and some information about enrollment dates and about switching to Medicare Advantage.
More on The Californer
Key Takeaways
Only people who have to pay for Part A are penalized for late enrollment. Most working Americans qualify for free Medicare Part A at age 65.
If you miss the seven-month window around your 65th birthday, you'll have a permanent late enrollment fee tacked on to your monthly premiums.
Unless you had a comparable prescription drug plan, you'll incur a penalty charge for late enrollment in Part D (prescription drug plan).
Table Of Content
Medicare Penalties Comparison Chart
Medicare Part A Penalties
Medicare Part B Penalties
Medicare Part D Penalties
Are There Any Medicare Part C or Medigap Penalties?
What To Do Next
Medicare Penalties FAQs
Medicare Penalties Comparison Chart
https://smartfinancial.com/medicare-penalties
Medicare Part A, Part B and Part D are subject to permanent penalties if you're not careful about enrolling during the initial 7-month window of time around your 65th birthday. However, if you have a health insurance policy through work or as a self-employed individual, you are exempt from the penalties. Keep in mind that otherwise, if you get a late enrollment penalty, it sticks with you for life, even when you switch to Medicare Advantage (Part C). Below, you'll find the three parts of Medicare that are often affected by penalties and some information about enrollment dates and about switching to Medicare Advantage.
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Key Takeaways
Only people who have to pay for Part A are penalized for late enrollment. Most working Americans qualify for free Medicare Part A at age 65.
If you miss the seven-month window around your 65th birthday, you'll have a permanent late enrollment fee tacked on to your monthly premiums.
Unless you had a comparable prescription drug plan, you'll incur a penalty charge for late enrollment in Part D (prescription drug plan).
Table Of Content
Medicare Penalties Comparison Chart
Medicare Part A Penalties
Medicare Part B Penalties
Medicare Part D Penalties
Are There Any Medicare Part C or Medigap Penalties?
What To Do Next
Medicare Penalties FAQs
Medicare Penalties Comparison Chart
https://smartfinancial.com/medicare-penalties
Source: SmartFinancial
Filed Under: Consumer
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